Friday, March 12, 2010

The Good, The Bad & The Ugly

Good news and bad news.  The good news is that we received a letter from our insurance company, UnitedHealthCare, that my surgery is eligible for coverage.  The bad news is that although the hospital is in-network, the surgeon is not, so the coverage is less than we'd hoped.  The good news is that we have a $4,000 out of pocket max, the bad news is that with out-of-network coverage, they will only pay what's "reasonable & customary" so we'll also have to pay the balance between what the doc charges and what insurance will pay.  All in all, it's not that bad and could be a TON worse.  But as you all know, it's no fun to get ANY bill!  :-)  I suppose I should feel fortunate that we have coverage and have good coverage like we do!

Time is going by quickly...less than two months to go now.  My next ortho appt. is for surgical wires, that's on March 30th.  Then a visit with the surgeon on April 7th for final models and to talk about what to expect before, during and after.  I'm getting nervous.

No comments: